Daily Archives: December 15, 2012

Wells Fargo Online Banking

Wells Fargo is the 4th largest banking and financial services providers in the USA. Last year the company’s net income was $23.66 billion, which increased 28% from the previous years. Now I want to discuss its online banking services. There are intranet and internet banking services that use to maintain everything banking activities. Its intranet and internet servers are much powerful and secure. Its website has lots of helpful content, user-friendly navigation, and encrypted data transfer; nevertheless, its clientele sometimes attacked hackers and lost money. By the way, if you want to save from hacker attacks, you may follow the following direction as a safeguard.

1. Don’t share your user name and password with another person.
2. Use a highly protected PC.
3. Don’t share your personal information (same as bank account information), same email address, and password in another location or website.
4. Don’t use public computers.
5. Don’t open pushing mail.
6. Change your account password monthly or quarterly.
7. If you believe your password has been stolen, quickly contact the service providers representative and change your password.

On the other hand, online banking services are much convenient than in-store banking. For example, if you are a Wells Fargo online banking customer, then you will handle your account online, set up direct deposit, pay virtual bills, transfer funds online, write check and deposit slip online, and more. There is an iPhone application that uses to manage your account with the iPhone.

Frequently Asked Questions

Q. How to open an account
To open an account, go to the Wells Fargo website and choose the types of accounts that you want to open and apply online or call at 800-869-3557.

Q. How to Sign on Online Banking Account
A. Visit the Wells Fargo online banking website (see the link in Resource section) and sign on with your username and password. If you are the first time, you need to register first for an online banking account. For first-time registration, you will need an email address, bank account number, social security number, and other personal information.

Q. How to block Wells Fargo from calling
A. Firstly, try to add them to your “do not call list” it doesn’t work, then you may send them a cease and desist letter.

Q. How to access Wells Fargo bank account
To access your account online, visit the Wells Fargo online banking website and login with a username and password.

Q. How to withdraw money from my Wells Fargo 401k
A. Firstly, contact your retirement account management company’s and verify in Well Fargo.

Q. How do I shut down my online Wells Fargo account
A. To close your account, send an email with a request to close your account or call at 800-869-3557.



PerkStreet Financial; a Sustainable Model for Banking

PerkStreet Financial is an online banking service provider that was founded in 2008. Although it’s financial services, nevertheless it is not a bank. It’s only a community that uses technology to save money. According to the new concept, PerkStreet is a more sustainable banking model, which offers free online banking account, up to 2% cashback, free debit master card, and more with the slogan of “A next-generation bank account.” We find out the following Wiki of PerkStreet Financial-

Founded; 2008
Industry type; Financial Services
CEO; Dan O’Malley
Headquarter; 114 State Street, 3rd floor, Boston, MA 02109, USA
Venture Capital; $10.00 million
Phone; 1-866-729-2834
Website; www.perkstreet.com

The CEO of PerkStreet’s financial service’s Mr Dan O’Malley thinks that each bank (especially the card industry) needs sustainable changes. Actually, Dan was co-foundering the capital one’s payment division before he founded PerkStreet, where he looked some serious incentive problems. As a result, he realized the PerkStreet financial to suffer from incentive problems. The financial company provides debit master without any monthly fees, free 42,000 nationwide ATM access, and more.

How to Open PerkStreet Online Banking Account
1. Visit the PerkStreet official website. Click the Sing Up button.
2. Fill out the online application and submit online
3. Wait a few days to verify and create your account.
4. If approved your account, you will receive a call from the bank. Need help, call 1-86-729-2834.